Bankruptcy Blog

03 October 2013

The How? When? Why? of Bankruptcy

If you are in debt beyond your ability to pay, unemployed, are being hounded by debt collectors, you should seek counsel from a credit professional or a bankruptcy professional.  Bankruptcy is complicated process, and bankruptcy professionals can help ensure that your financial circumstances meet the criteria to file.  Bankruptcy professionals also will help ensure that the paperwork is filled correctly with the courts. 

You should consider bankruptcy if you are in debt beyond your ability to pay, if debt collectors are hounding you, your home may be foreclosed, your car may be repossessed, or your wages may be garnished.  The sooner you meet with a bankruptcy professional to review your income and obligations the better the outcome will be.  The review will help you see if you need and are eligible for a fresh start to get back on track financially. 

Bankruptcy is a way to get a fresh start financially.  Your debts can be restructured or forgiven to stop bill collectors from calling, home foreclosures, auto repossession, lawsuits, and wage garnishments. 
Steven H. Phelps  

Steven H. Phelps

Mr. Phelps was admitted to the Texas State Bar in 1992. His early litigation practice was concentrated in the areas of business law, banking and financial services, real estate and labor law. Since 1995, Mr. Phelps enlarged his practice to include the areas of estate planning and title services and most importantly, personal bankruptcy.

Call Steven today to talk about your individual situation during a free consultation.

Call today for a complimentary consultation


8350 N. Central Expressway
Suite 1220
Dallas, Texas 75206

Phone: (214) 373-0880
(214) 373-3239

1636 N. Hampton Road
Suite 210
DeSoto, Texas 75115

Phone: (469) 765-1200
(469) 765-1201

This is not a law office.
You can meet with an 
attorney by appointment only.